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Credit Card

Standard Chartered Bank offers a host of credit cards to give the customers an easy shopping experience without having to carry cash. The bank has a varied assortment of credit cards that come with great benefits and privileges. Such benefits are offered in the form of rewards, value back and exclusive membership advantages. One can apply for Standard Chartered Bank credit cards at Paisabazaar.com after checking your eligibility for the same and comparing the features and benefits with other credit cards.
 

Let us look at the top credit cards offered by Standard Chartered Bank-
 

SCB Credit Cards Joining Fee (in Rs) Renewal Fee (in Rs) Welcome Benefits Suitable For
scb manhattan card Standard Chartered Manhattan Platinum Card 999
 
999
(waived off on annual spends of Rs.1,20,000 or more in a membership year)
Get BookMyShow vouchers worth Rs. 2,000* on making your first transaction within 90 days of card issuance Travel and Shopping
scb platinum rewards card Standard Chartered Platinum Rewards Card 250
(100% cashback up to INR 500 on Restaurant spends in first 90 days)
250
(Renewal Fee to be waived on spending INR 30,000 in the Year)
Get BookMyShow vouchers worth Rs. 500* Fuel and Travel
scb super value card card Standard Chartered Super Value Titanium Card 750
(100% Cashback up to Rs. 1500 on fuel spends in the first 90 days)
750
(Renewal fee to be waived on spending Rs. 60,000 in the Year)
BookMyShow vouchers worth Rs. 1,000* Shopping, Fuel and Travel
scb ultimate card Standard Chartered Ultimate Card 5,000 5,000
(5,000 Ultimate Rewards on Renewal)
100% Cashback Upto Rs. 10,000 on first swipe at MakeMyTrip in 90 days Travel, Dining and Golf
scb emirates card Standard Chartered Emirates World Credit Card 3,000
(4000 Skyward miles on Payment of First Year Fee)
3,000
(4000 Skyward miles on Payment of Renewal Fee)
Get 4,000 bonus miles and fly to Dubai with just 27,500 miles* Travel, Golf and Airport Lounge

*Terms and Conditions apply.

Standard Chartered Manhattan Platinum Card

Check Eligibility

This credit card by SCB is best suited for those who love to travel and at the same time shop a lot. At an annual fee of just Rs. 999, it offers numerous privileges including special discounts at certain stores and direct cashback into your account. Some of the major benefits offered by this credit card include-
 

  • Get vouchers from BookMyShow worth Rs. 1,000. (Terms and Conditions apply)
  • Enjoy 20% discount on car rentals at mylescars.com. Offer valid only till 31st March 2018.
  • Get 15% discount when you use your card at Apollo Pharmacy. This offer is valid only till 1st April 2018.
  • Avail 5% direct cashback when you use your credit card to shop at departmental stores and supermarkets.
  • Earn 3 reward points for every Rs. 150 spent across different categories.
  • Redeem your rewards against a host of gift vouchers. (1 reward point = Re. 0.30)
  • Convert your big-ticket purchases (above Rs. 5,000) into EMIs and pay back easily.
  • Transfer outstanding balances from other credit cards and pay back in easy EMIs.

Standard Chartered Platinum Rewards Card

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For those who want to earn while they spend, this credit card is the best match. Offering wonderful rewards and cashbacks, this card lets you earn more every time you use it to make regular purchases. This SCB card attracts no annual fee or joining fee. Let us find out some of its great features-
 

  • Get 1,500 bonus reward points on your first card swipe and registering for online banking.
  • Get up to 15% off instantly at Apollo Pharmacy. This offer is valid only till 1st April 2018.
  • Get 20% discount when you use this SCB credit card to rent cars at mylescars.com. This offer ends on 30th March 2018.
  • Earn 1 reward point for every Rs. 150 spent on the credit card.
  • Accelerate your rewards by 5 times when you use the card for dining, fuel and hotel spends.
  • Redeem your reward points for a host of gifts and merchandise. (1 reward point = Re.0.30)
  • Enjoy a host of discounts and offers across dining, shopping, travel and more under the Standard Chartered Good Life Programme.
  • This is a contactless credit card so you do not need to hand it over to someone for making payments at store or elsewhere.

Standard Chartered Super Value Titanium Card

Check Eligibility

Standard Chartered Bank has launched this credit card to allow its customers to save more. As the name suggests, this card lets you make super savings in the form of cashbacks, rewards and discounts. The one-time joining fee on this credit card is Rs. 499 and every year you will have to pay Rs. 750 as the annual fee. Here are the top features of this credit card-
 

  • Get BookMyShow vouchers worth Rs. 1,000 (terms and conditions apply).
  • Earn 1 reward point for every Rs. 150 spent across all categories.
  • Use your card to make telecom and utility bill payments and get instant 5% cashback.
  • Earn 5% cashback on making fuel transactions through your credit card.
  • Buy medicines at Apollo Pharmacy using your SCB credit card and get instant 15% discount. This offer is valid till 1st April 2018 only.
  • Get 20% discount on car rentals at mylescars.com. This offer is valid till 31 Mar 2018.
  • Be a part of Standard Chartered Good Life Programme and get discounts across varied categories such as shopping, dining, travel and more.

Standard Chartered Ultimate Card

Improve your premium lifestyle with SCB’s Ultimate Card. This card offers exclusive rewards on fine dining, travel spends and much more. The annual fee on this credit card is Rs. 5,000. Some of its great features are-
 

  • Book your tickets on MakeMyTrip within 90 days of card issuance and get cashback on a single transaction. Also enjoy cashback up to Rs 10,000 in a year (T&C Apply).
  • Earn 5 reward points for every Rs. 150 spent on your credit card.
  • Redeem your rewards for a host of gift vouchers and merchandise. 1 reward point is equal to Re 1 in value.
  • Get up to 25% discount at top 250 restaurants in India along with the benefits of premium reservation.
  • Get access to 20 premiere golf courses in India and 150 around the globe.
  • Enjoy 5% cashback on duty free spends at airports.
  • Complimentary Priority Pass membership that allows you to access 1,000 airport lounges across the world.

Standard Chartered Emirates World Credit Card

Perfect match for frequent travellers, this credit card lets you earn air miles every time you use it. Owning this credit card makes you a part of SCB’s premium circle that lets you enjoy premium shopping, travel and golf privileges. Given below are some of the features of this credit card-
 

  • Get 4,000 bonus miles as welcome gift.
  • Earn up to 6 Skyward miles for every Rs. 150 spent on your credit card for international transactions.
  • Earn up to 4 Skyward miles for every Rs. 150 spent on your credit card for domestic transactions.
  • Get 2 complimentary lounge access per month to 32 domestic and international airport lounges as a part of Priority Pass Membership.
  • Enjoy 3 complimentary golf games in a year along with one free lesson per month.
  • Get complimentary air accident cover worth Rs. 1 Crore.

Standard Chartered Landmark Rewards Platinum Card

This card is not available on Paisabazaar.com. Kindly visit Standard Chartered Bank’s website to apply.

Launched in collaboration with Landmark, this SCB credit card lets the users earn exciting rewards on groceries, home and lifestyle shopping. Some of its features include-
 

  • Earn 9X reward points when shopping at Landmark affiliated stores such as Home Center, Lifestyle and Max. (9 reward points for every Rs. 200 spent)
  • Get 5% cashback for grocery shopping at SPAR Hypermarket with maximum cashback capped at Rs. 500 per month.
  • Get vouchers worth Rs. 2,800 (T & C Apply)
  • Be a part of Standard Chartered Good Life programme and avail exciting discounts across dining, shopping, travel and other categories.
  • Avail other wonderful features of SCB Cards such as digital payment, balance transfer, reward redemption and a lot more.

Standard Chartered Visa Infinite Credit Card

This card is not available on Paisabazaar.com. Kindly visit Standard Chartered Bank’s website to apply.

The Visa Infinite Credit Card is reserved for the ‘Priority Customers’ of Standard Chartered Bank. It offers them the following benefits-
 

  • Get access to more than 1,000 airport lounges across the world at a nominal rate with Priority Pass.
  • Earn 2 reward points for every Rs. 100 spent across all categories.
  • Earn 5 reward points for every Rs. 100 spent on retail fashion or on overseas transactions.
  • Get 4 complimentary airport lounge access per quarter.
  • Avail discounts on travel, shopping and dining under the Good Life Programme.
  • Protect yourself with complimentary overseas air accident cover of Rs. 1.2 Crore

Standard Chartered Yatra Platinum Credit Card

This card is not available on Paisabazaar.com. Kindly visit Standard Chartered Bank’s website to apply.

Tailor-made for the frequent travellers, this credit card has been launched by Standard Chartered Bank in collaboration with Yatra.com. These are some of the great benefits that this card offers-
 

  • Get welcome gift from Yatra.com in the form of a Rs. 4,000 voucher.
  • Get 10% cashback on travel bookings made on Yatra.com (T&C Apply)
  • Earn 2 reward points for every Rs. 100 spent across all categories.
  • Accelerate your rewards 2 times when using the card for Yatra.com transactions.
  • Enjoy 1% fuel surcharge waiver.
  • Be a part of Standard Chartered Bank Good Life Programme and avail discounts and offers across dining, shopping, travel and more.

How to Apply for Standard Chartered Bank Credit Card

You can apply for Standard Chartered Bank Credit Card by directly visiting their website. The application process is divided into three parts- 1) Select Card, 2) Apply Online, and 3) Instant Approval.

Firstly, you should go to their website and select the credit card that matches all your needs. When you are sure of one credit card, click the ‘Apply Now’ button. Now you are required to fill some of your basic details such as email ID, mobile number, date of birth, city where you live, source of income and gross annual income. After checking your eligibility, the bank will provide instant approval. Once approved, you will be required to submit some documents. After checking the documents, the bank will generate your credit card which will be delivered at your doorstep within the next 7 to 10 days.

Apply at Paisabazaar.com

You can also apply for Standard Chartered Bank credit card on Paisabazaar.com. Visit our website and fill in some basic details. Here you can compare the features and benefits offered on different credit cards and choose the one that best matches your requirements.

Eligibility Criteria and Documents Required for Standard Chartered Bank Credit Card

Eligibility

To be eligible for SCB credit cards, you must meet the following criteria-
 

  • The applicant should be aged between 21 and 65 years.
  • Applicant should have stable finances.
  • Applicant should be living in the cities where Standard Chartered sources credit cards.

Documents Required

The table given below shows the documents that you need to submit at the time of credit card application-
 

Proof of Identity Proof of Address Proof of Income
Aadhaar
Passport
PAN card
Voter ID card
Govt ID
Aadhaar
Passport
Driving license
Phone bill, electricity
Other utility bill
Rental agreement
Latest other bank / credit card statement
Latest one month salary slip
 
Latest IT returns with computation of income / certified financials, last business continuity proof
 

Standard Chartered Bank Credit Card Fees and Charges

Apart from the annual fee and joining fee on different credit cards, these are the other charges applicants should be aware of-
 

Type of charge Amount
Late charge If the credit card holder misses 2 consecutive months’ payment, Rs. 100 will be charged as late charge
Late payment charges If the outstanding balance as per the statement is less than Rs. 500, the charge levied is Rs. 100. If the
outstanding balance lies between Rs. 501 to Rs. 2000, the charge payable is Rs. 350. The charge is Rs. 500 for balances between Rs. 2001 to Rs. 4000, Rs. 700 for outstanding balance between Rs. 4001 and Rs. 20,000 and Rs. 800 for balances which are higher than Rs. 20,000.
Over limit fees For every instance of over-limit, a fees will be paid which should be 2.5% of the overdrawn amount
subject to a minimum of Rs. 500
Standard Chartered Rewards Handling Charges As handling and courier charges for the redemption of reward points, the bank charges Rs. 99 for all
credit cards except Emirates Platinum, Platinum Elite and Landmark Rewards Platinum.
Cash Advance Fee For cash withdrawals through ATMs, a fee is payable which is 3% of the amount of cash withdrawn
subject to a minimum of Rs. 300. If the withdrawals are done using the teller facility at Standard Chartered branches, an additional fees of Rs. 500 is levied.
Overseas Transactions All transactions carried out overseas would attract a charge of 3.5% as transaction fee. This fee would
include the charges which are paid out to VISA or MasterCard for converting the value of overseas credit card transactions into INR. Transactions affected at merchant establishments which are registered overseas but having branches in India would also attract a 0.80% transaction fee payable to VISA or MasterCard and this fee would be included in the credit card statement issued to the credit card holder every month.
Surcharges The rate of surcharge depends on the nature of transaction. For railway transactions, a surcharge of
Rs. 25 or 2.5% of the transaction value (whichever is higher) is levied, for petrol transactions it would be higher of Rs. 10 or 2.5% of the transaction value.
GST A GST of 18% is charged.
Pick up fee for cheque or cash For overdue card accounts, Rs. 100 would be levied for payments which are collected by authorized
representatives of the bank. This charge would be reflected in the next month’s credit card statement.

Standard Chartered Bank Credit Card Customer Care

Standard Chartered Bank Credit Card users can get in touch with the bank’s customer care via call, email and SMS. Here are the details:

Standard Chartered Bank credit card customer care number: Gurgaon/ Noida- 011 - 39404444 / 011 – 66014444 / Bangalore, Chennai, Ahmedabad, Kolkata, Delhi, Pune Hyderabad, Mumbai - 6601 4444 / 3940 4444

Standard Chartered Bank credit card customer care Email ID: customer.care@sc.com

Standard Chartered Bank credit card customer care SMS:  For any query, card holders can SMS on 9980033333, available 24*7.

In case of complaints, customers can also fill the complaints form available on the official website of Standard Chartered Bank.

Standard Chartered Bank Credit Card
(4.1/5 ) 8 Reviews
Credit CardCredit Card
4/5

Best for shopping

I applied for SCB Inner circle Platinum credit card which is free for lifetime. I received so many welcome gift vouchers as a joining gift. I am a shopaholic and this card is ideal for my shopping needs. It rewards me every time I shop at Lifestyle a..Read more...

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Posted on: Aug 28 , 2017
Credit CardCredit Card
4/5

Satisfactory services

I have using my SCB Manhattan credit card since last 4 years as it is a life time free card. I have never faced any kind of issues on my card. I have 55k credit limit which I can enhance anytime. I receive discount and cashback offers from different ..Read more...

Male Profile Pic
Posted on: Aug 25 , 2017
Credit CardCredit Card
4/5

Happy customer

I earn reward points and get plenty of cash back offers on my SCB Manhattan platinum credit card. I have got a desired credit limit. The mobile application of SCB is easy to use and it is very useful for making utility bill payments. The rate of inte..Read more...

Male Profile Pic
Posted on: Aug 24 , 2017
Credit CardCredit Card
5/5

Great lifestyle benefits

My Standard Chartered credit card has various benefits on spends at restaurants, retail marts, fuel stations and other shopping points. The card is very good and has great reward points without any annual fee.

Male Profile Pic
Posted on: Jan 18 , 2017