Loan Against Property Apply Online


As the name suggests, it is the loan that you can take against your property. But it is an all purpose loan. There are no limitations on the use of the loan against property. You can take loan against your commercial as well as residential property. It is a secured loan. Your property will be mortgaged with the lender. If you fail to repay the loan, the lender has the right to auction your property in order to recover the money. Generally, banks provide loan of up to 50-60% of the value of the property.

As you are providing collateral to the loan, the rate of interest on these loans is lower than the rate of interest on other unsecured loans.

Method of applying online through


Step 1:- Go to

Step 2:- There is a section called loans. Under that section click on LAP, it will land you on the following page.  Here you will be required to provide information about yourself. This information will help in checking your loan against property eligibility. You need to input details regarding the kind of property against which you want loan that is do you want a loan against a residential property, commercial property or an industrial property and what is the value of the property. Further you will have to input the amount you want to borrow, the tenure and the city where the property is located.  You will also have to provide details regarding any equated monthly installment if you are paying currently, the name of the bank with which you have a salary account. If you want to add a co-borrower, you will have to add his or her details also. After you provide these details, you can view the offers available to you.




Step 3:- To view all the offers available you will first have to verify your mobile number by inputting the verification code that is sent to your mobile after you click on view all offers.



Step4:- After you verify your mobile number, you will be able to view and compare all the offers on the basis of interest rates, amount of loan, equated monthly installments, ratings etc.

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