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Credit Card

IndusInd Bank offers credit cards to its customer based on their requirement and daily needs. One can apply for IndusInd Bank credit cards easily. There are credit cards for each and every customer who meets the IndusInd credit card eligibility requirements and who is able to submit the required documents. Given below are the top two credit cards by IndusInd Bank-
 

IndusInd Bank Credit Cards Annual Fee (in Rs) Renewal Fee (in Rs) Features Suitable For
platinum aura credit card IndusInd Bank Platinum Aura Credit Card 899 200 
(Fee is 0 if first 3 month spend = Rs.10,000)
Welcome gift vouchers from Satya Paul Travel, Shopping and Fuel
chelsea fc credit card IndusInd Bank Chelsea FC Credit Card 1,099 Nil 10% discount on online Chelsea FC merchandise store Travel, Airport Lounge and Movie

IndusInd Bank Platinum Aura Credit Card

Check Eligibility

This credit card offers best-in-class travel and lifestyle privileges to suit the refined taste of its elite customers. The card attracts a one-time joining fee of Rs. 899 and a renewal fee of Rs. 200 which is waived off if you spend Rs. 10,000 in the first three months. Some features of Platinum Aura credit card are-
 

  • Get welcome gift vouchers from Satya Paul and Make My Trip.
  • Enjoy up to 15% discount at select partner restaurants.
  • Under the Priority Pass Programme, get complimentary access to more than 600 airport lounges across the globe.
  • Enjoy concierge facility for hotel reservation, flight booking, sports and entertainment booking, sending flowers and gifts and more.
  • Get 1% fuel surcharge waiver on fuel transactions ranging between Rs. 400 and Rs. 4,000.
  • Get a complimentary Personal Air Accident insurance cover of up to Rs. 25 Lakh.
  • Earn 4 Savings points on all departmental stores, 2 savings points on electronic items and consumer durables, 1.5 savings points on restaurant bills and 0.50 points on all other purchases.
  • Redeem your savings points against a range of gifts and merchandise. (1 savings point = Re 0.50 or 0.5 airline mile)

IndusInd Bank Chelsea FC Credit Card

Check Eligibility

This is a premium credit card by IndusInd Bank and is loaded with customized offers and privileges for an exclusive lifestyle. It comes with a one-time fee of Rs. 1,099. Some of its features include-
 

  • Get reward points equivalent to the joining fee paid as welcome gift.
  • Enjoy 10% discount when you shop for authentic Chelsea FC merchandise on Chelsea's official online mega store.
  • Get complimentary Priority Pass Membership under which you can visit over 600 airport lounges across the globe.
  • Fulfil all your travel, dining and lifestyle requirements through the concierge facility.
  • Get air accident cover of up to Rs. 25 Lakhs.
  • Enjoy fuel surcharge waiver of 1% for fuel spends worth Rs. 400 to Rs. 4,000.
  • Earn 1 Reward Point for every Rs. 100 spent on your credit card.
  • Redeem your rewards against airline miles on partner airlines or for direct cash credit.

Other IndusInd Bank Credit Cards

Please note that the cards given in the table below are not available on Paisabazaar.com. To apply for these, visit IndusInd official website.
 

IndusInd Credit Cards Annual Fee (in Rs) Renewal Fee (in Rs) Features Suitable For
IndusInd Bank Indulge Credit Card 1,00,000 10,000 No pre-set spending limits on the card; Buy one movie ticket and get one free on BookMyShow. Movies, Travel and Shopping
IndusInd Bank Signature Credit Card 50,000 Nil Welcome gift vouchers from Jet Airways or Oberoi Hotels. Travel, Movies and Golf
IndusInd Bank Iconia Credit Card 17,999 Nil Welcome gift vouchers from top brands like Pantaloons, Yatra, Jet Airways and more. Shopping, Travel and Golf
IndusInd Bank Worldmiles Credit Card 5,000 1,500 Enjoy 1% fuel surcharge waiver on fuel transactions ranging between Rs. 400 and Rs. 4,000 Movies, Fuel and Shopping
IndusInd Bank Platinum Credit Card 17,999 Nil Earn 1.5 reward points for every Rs. 150 spent on the card Shopping and Movies
Indusind Bank Platinum Select Credit Card 5,999 Nil Get MakeMyTrip e-gift voucher on card issuance and payment of joining fees. Shopping and Travel
IndusInd Bank Platinum Aura Edge Credit Card 5,999 Nil Get complimentary Priority Pass Membership Travel and Fuel
IndusInd Bank Legend Credit Card 50,000 Nil Be a part of Airline Ticket Welcome Gift Program under which you get 3 fully-paid one way tickets. Travel and Shopping
IndusInd Bank Pinnacle Credit Card 1,00,000 Nil Get complimentary access to stunning golf clubs across the country Travel, Golf and Shopping
Jet Airways IndusInd Bank Odyssey Credit Card 10,000 4,000 Complimentary membership to the Frequent Flyer Programme of Jet Airways. Travel and Golf
Jet Airways IndusInd Bank Voyage Credit Card 4,000 2,000 Get 1,000 bonus miles when you make your first transaction within a month of card issuance. Shopping and Travel

IndusInd Bank Indulge Credit Card

This card is not available on Paisabazaar.com. Kindly visit IndusInd Bank website to apply.

This is an ‘invite only’ credit card by IndusInd Bank and is meant for elite customers. This is the first card in India that comes with a 22k gold inlay and is literally worth its weight in gold. Given below are a few features of this ultra-premium credit card-
 

  • There is no pre-spending limit on this credit card.
  • Art advisory concierge desk to provide you complete details about artists, curated shows and art events.
  • Buy one movie ticket on BookMyShow and get another one absolutely free. The offer is valid for 3 movie discounts in a month.
  • Enjoy the lowest rate of interest of 1.79% per month only.
  • Enjoy exclusive access to select VISA airport lounges valid for up to 4 visits per quarter.
  • Get 1% fuel surcharge waived off at all fuel stations for transactions ranging between Rs. 400 and Rs. 4,000.
  • Enjoy a rewards programme especially designed to cater to your lifestyle choices.

IndusInd Bank Signature Credit Card

This card is not available on Paisabazaar.com. Kindly visit IndusInd Bank website to apply.

Designed to offer the best-in-class travel and living experience, this IndusInd Bank credit card compliments your luxury living. Some of its features are-
 

  • Get welcome gift vouchers from Jet Airways or Oberoi Hotels. Also get access to 14 international brands through Genesis Luxury Vouchers.
  • Get access to the most stunning golf courses across India and enjoy complimentary golf games and lessons.
  • Buy one movie ticket on BookMyShow and get another one absolutely free.
  • Be a part of the Priority Pass Programme and get complimentary access to more than 600 VIP airport lounges across the globe.
  • Avail travel insurance to save yourself against travel mishaps such as lost baggage, delayed baggage, lost ticket, lost passport, etc.
  • Avail the IndusInd Bank 24 hour concierge service.
  • Enjoy 1% fuel surcharge waiver for fuel spending worth Rs. 400 to Rs. 4,000.
  • Know more

IndusInd Bank Iconia Credit Card

This card is not available on Paisabazaar.com. Kindly visit IndusInd Bank website to apply.

Earn more rewards every time you use your credit card for your iconic lifestyle requirements. Also get tailor-made privileges like golf, travel and much more. You can enjoy the following benefits with this credit card-
 

  • Get MakeMyTrip gift card under the welcome benefit.
  • Also get the option of other gift vouchers from top brands like Pantaloons, Titan, Armani, William Penn, Hidesign, Woodland, etc.
  • Tee off in style at some of the most iconic golf courses in India along with free golf lessons.
  • Get complimentary access to over 600 VIP airport lounges around the world under the Priority Pass Programme.
  • Get 1% fuel surcharge waived off at all fuel stations for fuel spends ranging between Rs. 400 and Rs. 4,000.
  • Avail air accident insurance cover of up to Rs. 25 Lakhs.
  • Get accident management, medical assistance and other facilities through Iconia Auto Assist when you are on a journey.

IndusInd Bank Worldmiles Credit Card

This card is not available on Paisabazaar.com. Kindly visit IndusInd Bank website to apply.

Best match for travellers, this credit card by IndusInd offers exclusive airline benefits along with other lifestyle benefits. Some important features of this credit card include-
 

  • Welcome gift from Jet Airways that enables you to avail 100% discount on base fare.
  • Enjoy complimentary access to the best golf courses in India along with green fee waived off and individual golf lessons.
  • Enjoy ‘buy one get one’ offer on BookMyShow valid for up to 2 discounts in a month.
  • Avail ‘buy one get one’ offer at Sathyam Cinemas.
  • Get complimentary Priority Pass Membership which lets you access more than 600 VIP airport lounges for free.
  • Also get travel insurance that saves you from mishaps during travelling.
  • Avail 24-hour concierge service for hotel reservation, sending flowers and gifts, sports and entertainment booking, etc.
  • Enjoy 1% fuel surcharge waiver on fuel transactions ranging between Rs. 400 and Rs. 4,000.
  • Get air accident insurance cover of Rs. 25 Lakhs.

IndusInd Bank Platinum Credit Card

This card is not available on Paisabazaar.com. Kindly visit IndusInd Bank website to apply.

This credit card lets you earn more rewards every time you shop and also offers several shopping and travel privileges. Some of its features are-
 

  • Get MakeMyTrip e-gift card on payment of joining fee.
  • Also get welcome vouchers from other brands like ALDO, Pantaloons, Armani, William Penn, Hidesign, Woodland and more.
  • Avail Quick Redeem service under which you can instantly redeem the reward points earned.
  • Earn 1.5 reward points for every Rs. 150 spent on the card.
  • Get complimentary access to premium golf courses in the country.
  • Redeem the accumulated reward points against gift vouchers and merchandise from several categories.
  • Enjoy Buy One Get One offer on BookMyShow and Sathyam Cinemas.
  • Enjoy 1% fuel surcharge waiver on fuel spends ranging between Rs. 400 and Rs. 4,000.
  • Know more

IndusInd Bank Platinum Select Credit Card

This card is not available on Paisabazaar.com. Kindly visit IndusInd Bank website to apply.

This IndusInd Bank credit card offers great travel and lifestyle privileges. Some of its features include-
 

  • Get MakeMyTrip e-gift voucher on card issuance and payment of joining fees.
  • Also get vouchers from Satya Paul.
  • Enjoy Buy One Get One offer on BookMyShow and Sathyam Cinemas.
  • Be a part of the Travel Plus Program and get access to over 600 VIP airport lounges in India and across the world.
  • Avail 1% fuel surcharge waiver for transactions worth Rs. 400 to Rs. 4,000.
  • Get complimentary air accident cover of up to Rs. 25 Lakhs.
  • Earn 1 Reward Point for every Rs. 150 spent on the card.
  • Redeem your points for several gifts and merchandise across different categories.

IndusInd Bank Platinum Aura Edge Credit Card

This card is not available on Paisabazaar.com. Kindly visit IndusInd Bank website to apply.

This is an advanced version of the Platinum Aura Credit Card and offers even more privileges. Given below are some of its features-
 

  • Get MakeMyTrip e-gift card as welcome benefit.
  • Get complimentary Priority Pass Membership that gives you access to 600+ airport lounges across the globe.
  • Also enjoy the concierge service for flight booking, hotel reservation and much more.
  • Avail 1% fuel surcharge waiver for fuel transactions ranging between Rs. 400 and Rs. 4,000.
  • Get air accident cover worth Rs. 25 Lakhs.
  • This is a contactless card; you just need to tap the card on an NFC enabled terminal to make instant payment.

IndusInd Bank Legend Credit Card

This card is not available on Paisabazaar.com. Kindly visit IndusInd Bank website to apply.

This premium credit card from IndusInd not only provides the best-in-class facilities but also lets you earn more every time you shop. Some of its features are-
 

  • Be a part of Airline Ticket Welcome Gift Program under which you get 3 fully-paid one way tickets.
  • Also avail welcome gifts from Jet Airways and Oberoi Hotels.
  • Get access to 14 international brands through Genesis Luxury Vouchers.
  • Enjoy 1% fuel surcharge waiver at all fuel stations.
  • Get access to 600+ airport lounges in the world through the complimentary Priority Pass Membership.
  • Enjoy Legend Concierge Facility to book flight tickets, hotel rooms, sports and entertainment booking and a lot more.
  • Get a complimentary Personal Air Accident insurance cover of up to Rs. 25 Lakh.
  • Earn 1 Reward Point for every Rs. 100 spent on weekdays and double your reward earnings when you use your credit card on weekends.
  • Earn 4,000 bonus reward points on spending more than Rs. 6 Lakhs within 1 year from the card issue date.

IndusInd Bank Pinnacle Credit Card

This card is not available on Paisabazaar.com. Kindly visit IndusInd Bank website to apply.

This is an ultra-premium credit card by IndusInd Bank and offers a comprehensive range of travel and lifestyle benefits. Here are some of its benefits-
 

  • Get welcome gift vouchers from Jet Airways, Oberoi Hotels and Genesis Luxury.
  • Earn 1 Reward Point for every Rs. 100 spent on your card.
  • Accelerate your Reward Points by 2.5 times when you use the card for e-commerce transactions.
  • Get complimentary access to stunning golf clubs across the country.
  • Buy one movie ticket and get one free on BookMyShow valid up to 3 tickets per month.
  • Avail IndusInd Bank Auto Assist facility to tackle emergencies when on the road.
  • Save more on fuel; avail 1% fuel surcharge waiver for transactions ranging between Rs. 400 and Rs. 4,000.

 Jet Airways IndusInd Bank Odyssey Credit Card

This card is not available on Paisabazaar.com. Kindly visit IndusInd Bank website to apply.

Launched in collaboration with Jet Airways and sourced by American Express, this credit card lets you save more on your travel expenses. Given below are some of its features-
 

  • Enjoy complimentary membership to the Frequent Flyer Programme of Jet Airways which enrols you into Blue Tier of Jet Privilege Program.
  • Avail 5% discount on domestic and international revenue tickets booked on Jet Airways official website.
  • Get complimentary golf games and lessons at some of the most stunning golf clubs across the country.
  • Get complimentary Priority Pass Membership along with travel insurance.
  • Get 1% fuel surcharge waived off for transactions ranging from Rs. 400 to Rs. 4,000.
  • Avail personal accident insurance cover of up to Rs. 25 Lakhs.

Jet Airways IndusInd Bank Voyage Credit Card

This card is not available on Paisabazaar.com. Kindly visit IndusInd Bank website to apply.

Another one in collaboration with Jet Airways and American Express, this credit card is also loaded with some of the great travel features. These are the benefits of this credit card-
 

  • Get complimentary membership to the Frequent Flyer Programme of Jet Airways which enrols you into ‘Blue Tier’ of Jet Privilege Program.
  • Get 1,000 bonus miles when you make your first transaction within a month of card issuance.
  • Enjoy golf privileges for free along with complimentary games and lessons.
  • Avail 5% discount on domestic and international revenue tickets booked on Jet Airways official website.
  • Be a part of the Travel Plus Program as well as Priority Pass Programme.
  • Enjoy 1% fuel surcharge waiver for spends ranging between Rs. 400 and Rs. 4,000.
  • Know more

IndusInd Bank Credit Card- Fees and Charges

The table given below shows the other fees and charges related to IndusInd Bank credit cards-
 

Railway Booking Surcharge As applicable
Savings Plan Change (for IndusInd Bank Platinum Aura Credit Card and IndusInd Bank Gold Credit Card) Rs. 250
Fuel Surcharge 2.5% (subject to min. Rs. 10) (waived for transactions between Rs. 400 – Rs. 4,000; not valid for Classic, Gold & Business Gold)
(Service Tax on fuel surcharge as per standard rate shall be applicable and borne by the customer)
Cash Payment Fee at IndusInd Bank Branch Rs. 100
GST At the current rate, as notified by Ministry of Finance, Government of India. Applicable on all fees, interest and other charges.
Duplicate Statement Request Rs. 100 per statement (beyond last 3 months)
Re-issue/Replacement Rs. 100
Charge-slip Request Rs. 300
Usage Charge at Priority Pass Lounges Up to US $27 per person per visit

IndusInd Bank Credit Card Rewards Program

When you use your IndusInd Bank credit cards to make purchases, you will earn reward points which can be redeemed against a wide range of gift vouchers and merchandise. The number of reward points earned differs from card to card and also on the basis of type of transactions made. The table given below shows the reward earnings on different credit cards-
 

IndusInd Credit Cards Reward Points on All Spends Reward Points on Special Categories
IndusInd Bank Platinum Aura Credit Card 0.5 Savings Points/ Rs. 100 4 Savings points on departmental spends
2 Savings Points on Purchase of consumer durables or electronic items
1.5 savings points on Restaurant Bills and books purchase
IndusInd Bank Chelsea FC Credit Card 1 Reward Point/ Rs. 100 4X Reward Points for purchases across all merchant categories*
IndusInd Bank Indulge Credit Card 1.5 Reward Point/ Rs. 100 No Special Category Reward Benefits
IndusInd Bank Signature Credit Card 1.5 Reward Point/ Rs. 100 No Special Category Reward Benefits
IndusInd Bank Iconia Credit Card 1.5 Reward Point/ Rs. 100
(on weekdays)
2 Reward Point/ Rs. 100
(on weekends)
IndusInd Bank Worldmiles Credit Card 3 SpendMiles/Rs. 100  (on Signature Credit Card)
2 SpendMiles/Rs. 100 (on Platinum Credit Card)
3 PartnerMiles for every Rs. 100 that you spend on hotels bookings made on www.myworldmiles.com.
IndusInd Bank Platinum Credit Card 1.5 Reward Point/ Rs. 150 No Special Category Reward Benefits
Indusind Bank Platinum Select Credit Card 1 Reward Point/ Rs. 150 No Special Category Reward Benefits
IndusInd Bank Platinum Aura Edge Credit Card 0.5 Savings Points/ Rs. 100 4 Savings points on departmental spends
2 Savings Points on Purchase of consumer durables or electronic items
1.5 savings points on Restaurant Bills and books purchase
IndusInd Bank Legend Credit Card 1 Reward Point/ Rs. 100
(on weekdays)
2 Reward Point/ Rs. 100
(on weekends)
IndusInd Bank Pinnacle Credit Card 1 Reward Point/ Rs. 100 2.5 Reward Point/ Rs. 100 on e-commerce transactions
Jet Airways IndusInd Bank Odyssey Credit Card 4 JPMiles/Rs. 100 on Weekdays
6 JPMiles/Rs. 100 on Weekends
8 JPMiles/Rs. 100 on Weekdays
12 JPMiles/Rs. 100 on Weekends
(When transactions are made on Jet Airways website)
Jet Airways IndusInd Bank Voyage Credit Card 3 JPMiles/Rs. 100 on Weekdays
4 JPMiles/Rs. 100 on Weekends
6 JPMiles/Rs. 100 on Weekdays
8 JPMiles/Rs. 100 on Weekends
(When transactions are made on Jet Airways website)

*T&C Apply

Rewards Redemption

The accumulated reward points can be redeemed against vouchers and merchandise across different categories. You can also utilize the points on IndusMoments which is a dedicated e-commerce website for redemption of your credit card and debit card reward points. Here, you can choose from over 6,000 products.

Alternatively, you can redeem the points to get Oberoi Hotels & Resorts Stay vouchers, Genesis Luxury Vouchers, Airline Miles on partner airlines or direct cash credit into your credit card account.

Documents Required for IndusInd Bank Credit Card Application

To apply for IndusInd Bank credit cards, users need to submit a set of documents which includes identity proof, address proof and income proof.
 

  • Identity proof includes PAN Card, Aadhaar Card, Passport, Voter ID and any other government approved photo ID.
  • Documents accepted as address proof include Aadhaar Card, Passport, Driving license, Phone bill, electricity bill, Rental agreement and any other utility bill. Latest other bank / credit card statement also work as valid address proof provided that they are less than 3 month old.
  • Proof of income such as salary slip, ITR, Form-16, bank statement, etc. work as valid income proof.

IndusInd Bank Credit Card Bill Payment

IndusInd Bank credit cardholders can pay their credit card bills through the following ways-
 

  • NACH Facility- Customers can fill out the NACH Form which authorises the bank to debit your account and pay your credit card bill.
  • Auto Debit- Users can also set standing instructions on their bank account to pay their credit card bill every month.
  • Cheque/Draft- To pay their credit card bills, users can write a cheque or draft and submit it at the nearest cheque drop box.
  • Visa Money Transfer- Visa cardholders can use this facility to pay their bills using other bank accounts.
  • NEFT- Users can also use the NEFT facility to pay their credit card bills. Write your card number in place of account number and use IFSC code is INDB0000018.
  • Bill Desk- Pay your bills sitting in the comfort of your home using the Bill Desk.

How to Apply for IndusInd Bank Credit Card

To apply for IndusInd credit cards, you can visit Paisabazar.com- the one stop platform for all your credit card needs. Here you can compare the features and benefits on different credit cards to select the one that best matches your requirements. Just fill in your basic details such as name, address, contact number, e-mail ID, income and employment details. A representative will get in touch with you to guide you through the application process and one of the bank’s representatives will collect the required documents at your doorstep. Once approved, you will receive the credit card in 7-10 business days.

Alternatively, you can also visit IndusInd Bank’s official website to apply for the credit card. To apply offline, pay a visit to the nearest IndusInd Bank branch to apply.

IndusInd Bank Credit Card- Most Important Terms & Conditions

The APR (Annual Percentage Rate) on most IndusInd Bank credit cards starts at around 46% which includes various charges including the risk spread in addition to the base rate charged by the bank. The interest on credit card is charged on a daily basis on any outstanding balances on the credit card.

Limits on Cash and Credit on your IndusInd Bank Credit Card-

Credit Limit: This refers to the maximum amount that you can carry as an unpaid balance on your credit card.

Cash Limit: This refers to the maximum amount you can withdraw using your credit card from an ATM. The cash limit is less than the allotted credit limit on the IndusInd Card.

Available Credit Limit: The available credit limit on your card is the difference the assigned Credit Limit on your card and the outstanding balance.

Available Cash Limit: This is the difference between the total cash limit less the amount that you have withdrawn as a cash advance on your card.

The credit and cash limits on the card tend to vary from one credit card holder to another and this information is usually printed on your monthly credit card statement.

IndusInd Bank Credit Card Customer Care

IndusInd Bank Credit Card users can get in touch with the bank’s customer care via call and email. Here are the details:

IndusInd bank credit card customer care number: 1860 267 7777

IndusInd bank credit card customer care Email ID: reachus@indusind.com, Indulge.care@indusind.com

IndusInd bank credit card customer care mailing address:

IndusInd Bank Ltd, PO Box 9421,
Chakala MIDC, Andheri (E),
Mumbai - 400 093


In case of complaints, customers can fill the complaints form available on the official website of IndusInd Bank or visit the given link:

IndusInd Bank Credit Card
(3.7/5 ) 3 Reviews
Credit CardCredit Card
5/5

Excellent service

Excellent services My IndusInd Pinnacle credit card rewards me with amazing travel, lifestyle, dinning, and golf benefits. I get special offers on my travel, along with that, I can use my 24*7 concierge services for anything I want. I get complimen..Read more...

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Posted on: Jul 5 , 2017
Credit CardCredit Card
5/5

Happy customer

Happy customer I have a lifetime free IndusInd credit card. I get 2 movie tickets, amazing offers, discounts and cashback vouchers every month. The customer care services are quite responsive. It has the hassle free documentation process as their a..Read more...

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Posted on: Jul 5 , 2017
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1/5

Worst Experience

I have indusland signature credit card and I am not happy with my credit limiti have called indusland customer care so many times but never received a good response from them.it has the worst customer services.their behaviour is totally unacceptable...Read more...

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Posted on: May 4 , 2017