Indiabulls is an Indian public company that was founded in January in the year 2000. It is head-quartered in Gurgaon and also holds a corporate office in Mumbai, Maharashtra. The main and important sectors that this company deals in are financial services, securities and real estates. The main products offered by this company to the customers are securities, customer finances, housing finances, home loans etc. This company has strength of more than 7000 employees working for them. This company has its presence felt throughout India and also holds representative offices in Dubai and United Kingdom.


Indiabulls does business basically via three main subsidiaries that cater to almost all the types of needs of the consumers like for example home loans, real estate or capital markets. The three main types of businesses by Indiabulls are as follows:

  • Indiabulls Housing Finance Limited
  • Indiabulls Real Estate Limited
  • Indiabulls Ventures Limited

These businesses are very important. Below are the various features of each one of them:

Indiabulls Housing Finance Limited

IBHFL is a subsidiary of Indiabulls Financial Services limited that was formed in May’ 2005. It offers various types of home loans and loan against property to individual consumers as well as corporate in order to buy a new house or construction of a residential property. Its various features are as follows:

  • Loan tenure is 15 years
  • Size of the ticket for home loans is Rs. 24 lacs
  • Loan is sanctioned within 24 hours
  • Loan is approved even before the property is finalized
  • Service is enjoyed by the consumers at their door steps
  • Loan accounts can be easily managed online
  • It is co-partnered with over 5,500 residential projects
  • Network of over 220 branches in 100 cities across India
  • 2 representative offices in Dubai and UK
The two basic types of loans offered by the Indiabulls Housing Finance Limited are as follows:

Home Loans

IBHFL offers best-in-class and custom-made home loans to the consumers that make the process of buying a new house easy and hassle-free. These loans are tailor-made for the customers and they involve very competitive rate of interest. The following are the advantages:
  • Quick approval of loan even before the property finalisation
  • Loan account can be seen online
  • NRI’s can also enjoy home loan facility
  • Funds are available for both ready as well as under-construction property
  • Service can be enjoyed at the door-steps
  • Processing and distribution of loans are swift
Loan against Property

Indiabulls Loan against Property helps the customers to realize the exact worth of their property so that the small as well as medium sized enterprises are saved from the necessity of working capital. It provides working capital to small as well as medium-sized enterprises needed for the expansion of the business. The value of the loan offered can be as high as 65% of the total value of the property and is provided to small and medium-sized enterprises, partnership firms and private limited companies. The advantages are as follows:
  • Funds are offered by ascertaining the value of the property without emptying the house
  • Immediate funds are provided for the expansion of the business
  • The offered funds are provided at very competitive rate of interest

Indiabulls Real Estate Limited

Indiabulls Real Estate Limited was first formed in the year 2005 with the aim of construction as well as development of residential as well as commercial properties and also SEZ projects across the metro cities of India and also London. Indiabulls is India’s third largest real estate company by the point of view of total net worth and also assets. It is majorly present in Mumbai, Delhi and Chennai metro city of India and has been the proud owner of two landmark commercial towers both in Mumbai namely One Indiabulls Centre and Indiabulls Financial Centre.

Indiabulls Ventures Limited

Indiabulls Ventures Limited is an Indian Capital Market company that was previously called Indiabulls Securities. It offers services related to securities, broking as well as advisory and research services. It also provides the benefit of trading the commodity from a separate company altogether. These services are provided via both online as well as offline distribution channels and the trading platform that is used in the company is called ‘Power Indiabulls’. The features of Indiabulls Ventures Limited are as follows:

  • Caters to more than 1 million satisfied consumers
  • It is present in 21 Indian cities
  • Employs more than 1000 employees
  • Has strength of more than 2000 business associates
  • Has been assigned as the highest broker quality rating BQ1 by CRISIL

Social Responsibility

Indiabulls has also taken into consideration the various social needs of the customers. They have formed the Indiabulls Foundation in January 2010 in order to serve the society as a whole. They offer a host of benefits to the customers related to health, education, nutrition, sanitation and also empowerment in the rural areas. The different social initiatives undertaken by the company are as follows:

  • Free medical vans were provided to the patients.
  • Free medical clinics were opened for the needy.
  • Free medical camps were conducted in the rural areas.
  • Gave free scholarships to students.
  • School bags were provided to rural students.
  • Free nutrition supplements were provided to more than 5,000 malnourished and underprivileged children.
  • Free sanitary napkins were provided to rural women to promote hygiene in rural areas.
  • Support is provided to the self-help groups of the ladies.
  • Water project by the name of Rahat was introduced to take care of the water scarcity in the rural and tribal areas.
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