Bhubaneshwar City

Bhubaneswar is the capital of Orissa. The city derived its name from

Home loan

Get a home loan for tension free purchase of your dream home. Home loan in Bhubaneshwar helps you maintain your financial stability and go for purchasing a house or commercial property. In this secured loan, the property being purchased is considered as collateral against the loan amount borrowed. The loan is sanctioned against 70–80% of the property value The repayment process involves auto deduction of EMIs from your savings account.

Home Loan Eligibility

For home loan in Bhubaneshwar borrower needs to qualify the below stated eligibility criteria.

  • You should be salaried or self-employed
  • You should have an age between 21years and 65 years
  • You should have a minimum required educational qualification, if self employed
  • You should have the required monthly income and stability in job
  • You should have a good credit score
  • You should mention  your other loan liabilities
     

Home Loan Documentation

  • Filled and signed application form with photograph
  • Processing fee cheque or draft

 

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Home Loan Features

  • Swift and transparent processing
  • Home loan insurance – it protects the ongoing home loan for the unfortunate time and helps with the repayment process.
  • Home loan balance transfer – it enables the transferring of home loan from one lender to the other for lower interest rate, lower EMIs or longer tenure.
  • Pre-approved home loan – it get a home loan approved in advance before you buy the property.
  • Flexible interest rate – it offers the option to choose from fixed and floating interest rates or get your fixed rate converted into floating after the defined period.

 

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